GUNAWAN, H.; SIMANJUNTAK, I. J.; ARIS, M.; WULANDARI, P. Analysis of the Factors Influencing the Adoption of QRIS, E-Wallets, and Mobile Banking Among Generation Z. Income Journal Of Economics Development , [S. l.], v. 6, n. 2, p. 224–241, 2026. DOI: 10.54065/ijed.6.2.2026.781. Disponível em: https://www.pusdig.web.id/ekonomi/article/view/781. Acesso em: 3 nov. 2026.