The Effect of Cash Ratio and Loan to Asset Ratio on Return on Asset at PT. Bank Mandiri Tbk

Authors

  • Puput Jahsinia Putri Sekolah Tinggi Ekonomi (STIE) Bima
  • Aliah Pratiwi Sekolah Tinggi Ekonomi (STIE) Bima
  • Nurhayati Nurhayati Sekolah Tinggi Ekonomi (STIE) Bima

DOI:

https://doi.org/10.54065/ijed.6.2.2026.699

Keywords:

Cash Ratio, Loan to Deposit Ratio, Return on Assets

Abstract

The purpose of this study is to determine whether there is an influence of Cash Ratio and Loan to Deposit Ratio on Return on Assets of PT Bank Mandiri Tbk, This type of research includes Associative research, this study uses a table list instrument in the form of financial report data consisting of cash data, current liabilities, total credit, total assets, net profit for 2014-2023 at PT. Bank Mandiri Tbk, for 10 years, The population in this study is the company's financial statements in the form of balance sheets and profit and loss reports, the population in this study is 31 years from Bank Mandiri Tbk. Listed on the Indonesian stock exchange in 1990-2021, The sample in this study is 10 years starting from 2014-2023 with a sampling technique, namely purposive sampling, which is a sampling technique based on certain criteria by paying attention to the characteristics and characteristics of the research population, the data analysis techniques used are classical assumption tests, multiple linear regression, correlation coefficients, determination and significance tests. The research results state that the Cash Ratio and Loan to Deposit Ratio have an effect on the Return on Assets of PT. Bank Mandiri Tbk.

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Published

2026-10-06

How to Cite

Puput Jahsinia Putri, Pratiwi, A., & Nurhayati, N. (2026). The Effect of Cash Ratio and Loan to Asset Ratio on Return on Asset at PT. Bank Mandiri Tbk. Income Journal Of Economics Development, 6(2), 178–192. https://doi.org/10.54065/ijed.6.2.2026.699

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