Pendampingan UMK Bakso 99 Seluma Dalam Penyusunan Laporan Keuangan Sederhana Untuk Kelayakan Pembiayaan Syariah Melalui Metode Participatory Action Research (PAR)
DOI:
https://doi.org/10.53769/jpm.v5i1.400Keywords:
Umk, Laporan Keuangan Sederhana, Pembiayaan Syariah, Par, Literasi Keuangan.Abstract
Usaha Mikro Kecil (UMK) memegang fungsi berharga dalam meningkatkan perekonomian daerah, tetapi tantangan dalam penyusunan laporan keuangan masih menjadi kendala dalam mengakses pembiayaan, terutama yang berbasis syariah. Penelitian ini bertujuan untuk mendampingi UMK Bakso 99 Seluma dalam penyusunan laporan keuangan simpel guna menunjang kelayakan pembiayaan syariah. Metode digunakan ialah Participatory Action Research (PAR) yang melibatkan pelaksana usaha yang aktif. Hasil pendampingan menunjukkan peningkatan signifikan dalam pencatatan transaksi harian, penyusunan laporan laba rugi, arus kas, dan neraca. Selain itu, pemahaman pelaku usaha terhadap prinsip-prinsip keuangan syariah seperti keadilan, transparansi, dan bebas riba juga meningkat. Karena adanya pendampingan ini, UMK dapat makin siap dalam mengakses pembiayaan syariah.
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Copyright (c) 2025 itri Dhivi Lovika, Ardiansyah, Ani Khusnul Hatimah, Khairiah Elwardah, Kustin Hartini
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